You need to understand that 9 times out of 10 times the salesperson is not really out to help you save money as he/she says they are. The more money you save is less money they make for their dealership and less they make on Friday’s check. Which is ok, it is their job, but you can help yourself with a little information obtained The $99 A Month Car Dealer Scam Nissan Versa SV Elk Mound WI 54739 before you start negotiating on that next used car.

Working the Numbers

As you sit in the car salesman’s office talking about the used vehicle you are wanting to purchase, the salesman looks at you and says “Let me work the numbers.” but what does that mean really?

Salespeople will “work the numbers” on a four square worksheet as you and them negotiate a deal. This worksheet Nissan Versa SV Elk Mound WI 54739 is broken down to cover everything from car loan payments to your trade in.

This only helps the salesperson and finance manager or sales manager figure out how much THEY will make off of you in this deal. Not how much they can save you.

As the name suggests, the sheet is divided into four large squares:

  • Trade-in: How much the dealership will credit you for Don’t Get Fooled: 5 Tips For Buying A Good Used Car Nissan Versa SV Elk Mound WI 54739 your trade-in. This figure is credited toward your purchase of a new or used vehicle. But don’t be surprised if they are nowhere close to what you think your trade-in is worth. They are giving you a price that they can make a profit on later.
  • Purchase price of the dealer’s car: This is the asking price of the car. Often a car salesman Nissan Versa SV Elk Mound WI 54739 will write the price of the car, then write “plus fees,” which in most cases are sales tax, title and licensing fees.
  • Down payment: Do you have cash you are willing to pay up front for the used car?
  • Monthly payments: What is your maximum monthly auto loan payment that you are willing to make? Car salespeople try to get the customer to focus Nissan Versa SV Elk Mound WI 54739 on this figure since it most directly affects a buyer’s budget.

This sales tactic is practiced all over the country in any car dealership you come a crossed. As you can see the four parts of the sales deal worksheet are very closely connected.

Let me give you an example.

EX.

You the customer is worried about having a high monthly auto loan payment so to make Nissan Versa SV Elk Mound WI 54739 the numbers work to their advantage the salesperson will lower the monthly payment and in turn lower the trade-in value of your car.

Now you are more satisfied with your monthly payment and the dealer is still making the same amount because they can now sell your trade-in for more money later. Granted it may take them a little more work but they have a Nissan Versa SV Elk Mound WI 54739 ton more room to make the deal happen later on.

Avoiding the sales trap

Do yourself a favor before going onto a used car lot, hit up some of the online car sales sites like Autotrader, or Edmunds and really see what your car is worth. Try to sell it to someone before you go look at another car on a lot. You will get quite Nissan Versa SV Elk Mound WI 54739 a bit more for the car than you would if you traded in that car on the one sitting on a used car lot.

Also have your auto loan financing already worked out with your local bank or credit union, go in knowing what you are able to spend a month. Having these two parts of the “four square” already off the table, you put Nissan Versa SV Elk Mound WI 54739 yourself in a much better place when negotiating the price of the pre owned vehicle you want to purchase.

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  • STATE OF WISCONSINCIRCUIT COURTCHIPPEWA COUNTYNOTICE OF FORECLOSURECASE #

    3453 62nd Ave Elk Mound, WI 54739-4194DATED: January 3, 2019Gray & Associates, L.L.P.Attorneys for Plaintiff16345 West Glendale DriveNew Berlin, WI 53151-2841(414) 224-8404 James L ...

  • TOWN OF SPRING BROOKCAUCUS

    The hall is located at N3519 810th Street; (rural) Elk Mound, WI.Mary L. Strand, ClerkTown of Spring Brook715-664-8545WNAXLP 1/5 1/9WWNAXLP 1/5 1/9 #14490

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    AARP offers tools to answer your health care questions, to help manage your health information and to help you learn about medical conditions, symptoms and procedures. Start now by selecting a tool be...

  • STATE OF WISCONSINCIRCUIT COURTDUNN

    Elk Mound, WI 54739.3. The application will be heard at the Dunn County Courthouse, 615 Stokke Pkwy., Menomonie, Wisconsin, Suite 1500 before Lisa Crouse, Probate Registrar, on February 7 ...

  • Wisconsin high school football coach joins national hall of fame

    ELK MOUND — A longtime high school coach in Wisconsin has been added to the National High School Athletic Coaches Association Hall of Fame. Dan Pedersen told the Leader-Telegram that the prestigious h...

  • Addell Louise (Halverson) Dahlen

    Dahlen, Addell Louise (Halverson) born August 8, 1921 to Hjalmer and Lillian (Kohnke) Halverson of Elk Mound, WI, died on June 2, 2017 in Minneapolis, MN. She was preceded in death by her husband Karl ...

  • Four Arrested Following I-94 High-Speed Chase, Foot Chase and Search

    ELK MOUND, WI — Four suspects were arrested after a high-speed chase, a foot pursuit and a search of the area. On Wednesday, January 18 at approximately 1:05 am, Troopers from the Northwest Region Eau ...

  • Robert Garton

    "Bob" Garton, 90, passed away at 4 a.m., Saturday, Nov. 15, 2014 in Alden Debes Rehab & Health Center. Born Jan. 27, 1924 in Elk Mound, WI, the son of David and Irene Garton. He was a veteran of US Ar...

  • Loretta Lorraine Hayes

    Loretta Lorraine Hayes, 64, of Emerado, ND died July 14 ... Lambertson. She grew up in rural Elk Mound, WI and graduated from Elk Mound High School in 1963. Loretta married EuGene Hayes at Big Elk Cre...

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